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What’s in your savings account and how much does it matter?

I'll give you an example, I'm a single mother of two, and we have no savings.But the savings that we do have are in a savings account that I'm trying to manage, and it's $500,000.So I've got a $200,000 nest egg that I don't know how to use, so I'm using it to invest, and then to get into a

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