Credit cards are a very powerful way to generate extra income for your family.
That’s why the average American has a $300 annual credit card balance.
With so many options, it can be difficult to decide which one is right for you.
Here are the top four credit card options for families:Capital One® credit cards are widely regarded as the best credit cards available to families.
Their cashback offer has been a staple in the market for many years and their rewards offer makes them one of the most popular.
You’ll be able to save up to 25% on your annual spending, plus an annual percentage yield of up to 7%.
That’s good for up to $1,500 a year.
Capital One® has been around for a long time and its customers tend to be loyal to the brand.
CapitalOne® cards are available in a wide range of rewards categories, from travel to airline miles, and it is also possible to earn bonus rewards from other cards, like the Chase Sapphire Preferred® Card.
CapitalDirect® is a great alternative to the CapitalOne card, as it offers an excellent selection of credit cards with attractive rewards.
It has a much lower monthly fee than CapitalOne, so it’s a great choice if you want to make sure your spending stays within the $1k to $3k per month range.
The CapitalOne Platinum card is a solid choice for families.
It offers a huge amount of cashback, and you’ll get 5% cashback on all purchases, plus up to 35% on airline miles and other purchases.
You can even earn 2% cash back on every $100 you spend.
The Platinum card also offers an easy one-time cashback promotion.
The card is only available to those who are enrolled in the CapitalDirect program, so if you’re new to the program, you might not be able or willing to take advantage of it.
Capital Direct also offers a large number of travel rewards.
CapitalDollar cards are very popular for families and offer a lot of great perks.
They offer a 30% cash bonus on all your purchases, which is great for anyone who wants to make money and save on their expenses.
Capital Dollar cards are great for people looking to save for a down payment on a home or business.
CapitalFlex offers a variety of cards to suit all budgets.
If you are interested in buying a new car, the CapitalFLEX car rental card offers you up to 20% cash cash back.
If your child needs a little more help with school, the Family Flex Cashback card will give you up 30% to 50% cash up to a maximum of $2,000 per student per year.
The CapitalFREX card also includes a 10% cash discount on all of your purchases made with CapitalDirect.
If that’s not enough, the card also has an auto financing option.
If it’s something you need, you can also opt for a 30-day no obligation loan with CapitalFinance.
If you want more information on CapitalDirect and CapitalOne credit cards, check out this guide from NerdWallet.
